Fee-Based Our approach to fees is a fee-based approach that ties our interests to yours. We are paid based on a percentage of the assets you have entrusted to our management. A fiduciary approach involves doing what is in our clients' best interests, not simply what would be suitable. One of the reasons we do not subscribe to the "fee-only" model is because we have the expertise and capability to advise and execute insurance products when the financial plan calls for them. We do not believe we would serve our clients better by sending them to a "trusted referral" down the street who is not held to a fiduciary standard and claim that we have helped our clients.